Why Choose Us

Video:  Clients talk about why they chose us and how they feel about our services.  You don’t pay any more to use us, but you get expert guidance before during, and after the sale that is not tied to any particular carrier. 

Industry Expertise

Now, more than ever, employers need workable ideas to cost-effectively manage their benefits programs. They need options for the short and long term. Executives are barraged with pitches for products and services that are supposed to solve their problems. They need to know what’s real and what’s fluff.  We know the latest trends and strategies in health insurance and employee benefits. We tell clients what is real and what is fluff. We scour the market so that our clients know they’re getting the most competitive programs available. We help them craft programs to meet their corporate goals, attract and keep the best employees, and stay ahead of their competition.

Smaller is Better

Business owners sometimes get lulled into thinking that bigger is better and therefore assume that a larger company can better serve a specific need. As so many of our clients will attest, bigger is not better. Our clients in Austin and elsewhere are almost always more customer-focused, flexible, creative, and accountable than their larger competitors. Small businesses today thrive against bigger rivals by leveraging technology, crafting partnerships, and better meeting client needs. CuatroBenefits is no different.  Our access to all the top insurance carriers with national and global reach, combined with our responsiveness, accountability, and proactive support, are actually the best of all worlds. From the owner to the front line employee, we are there to make sure our client’s experience is as smooth and positive as possible.

Plain Speak

If you provide company benefits to your employees, you pay for year round service even if you don’t get it. On average, 5% to 10% of the premium dollars spent by small and mid-sized employers goes to the agency placing their policies. You may not write them a check, but you’re paying your agent. Do you know how much they’re making or what you’re getting for that commission? At CuatroBenefits, we want our clients to view our commissions as a retainer for year-round service, not just a paper-shuffling surcharge.  We believe in being transparent about why clients should hire us and how we should be held accountable. This involves quarterly interaction, proactive and reactive service, and a working relationship. If we’re not making life easier for clients all year long, then our clients need to fire us. If prospective clients don’t understand what their agent brings to the table outside of annual quotes, then they need to hire us. More then half of the new clients at CuatroBenefits actually hire us off-season once they realize what we bring to the table.